Cookie Policy

Effective Date: April 2025

Powered by Ghouer (Pty) Ltd, South Africa

This Cookie Policy explains how Pay-Yay, powered by Ghouer (Pty) Ltd, uses cookies and similar technologies when you visit our website (www.pay-yay.co.za) or use our services.

By continuing to browse or use our website, you agree to the use of cookies as outlined in this policy.

 

  1. What Are Cookies?

Cookies are small data files stored on your device when you visit a website. They help websites remember your preferences and actions, such as login information, so you don’t have to re-enter them every time.

 

  1. Why We Use Cookies

We use cookies to:

Ensure the website functions properly

Improve your browsing experience

Remember your preferences (e.g., login sessions)

Analyze website traffic and user behavior

Deliver relevant content and improve our services

 

  1. Types of Cookies We Use

Strictly Necessary Cookies

These are essential for the operation of our website and enable you to use core features (e.g., account login, sending payment requests). Without them, the service may not function properly.

Performance Cookies

These cookies help us understand how users interact with the website by collecting anonymous information. We use this data to improve performance and usability.

Functionality Cookies

These allow the website to remember your choices (such as your account settings or preferred language) to provide a more personalized experience.

Targeting/Advertising Cookies

These cookies may be used to deliver relevant advertising to you and measure the effectiveness of our marketing efforts. You may also see our ads on other platforms after visiting our site.

 

  1. Third-Party Cookies

We may use third-party services like Google Analytics, Facebook Pixel, or WhatsApp integration tools. These third parties may also place cookies on your device. We do not control the data collected by these third parties. Please refer to their privacy policies for more information.

 

  1. Managing Cookies

You can choose to disable or delete cookies through your browser settings. However, this may impact your ability to use certain features of the Pay-Yay platform.

For more information on how to manage cookies, visit:

Google Chrome

Mozilla Firefox

Microsoft Edge

Safari

 

  1. POPIA Compliance

As a South African company, we comply with the Protection of Personal Information Act (POPIA). By using cookies, we ensure data is processed lawfully, with your knowledge and (where necessary) consent.

 

  1. Changes to This Cookie Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page with a revised “Effective Date.”

 

  1. Contact Us

If you have questions or concerns about our use of cookies, please contact us:

info@ghouer.co.za

068 625 0592